Job Summary

We are seeking a detail-oriented and analytical professional to manage end-to-end accounting for asset lending and loan portfolios. The ideal candidate will have hands-on experience in loan accounting, amortization schedules, financing transactions, mortgage accounting, reconciliations, and financial reporting while ensuring compliance with applicable accounting standards and internal controls

Key Responsibilities

Asset Lending & Loan Accounting

- Manage end-to-end accounting for asset lending and financing transactions.
- Record and monitor loan disbursements, repayments, interest accruals, and loan closures.
- Maintain accurate accounting records for secured and unsecured loans.
- Prepare and maintain loan amortization schedules.
- Calculate and account for interest accruals, effective interest rate (EIR), and amortization of loan-related fees and costs.
- Reconcile principal and interest balances with lender statements.

Financing & Mortgage Accounting

- Account for various financing arrangements, including term loans, working capital loans, lease financing, and mortgage loans.
- Maintain mortgage registers and monitor collateral documentation.
- Record financing costs, loan modifications, refinancing transactions,



and debt restructuring entries where applicable.

Reconciliations & Financial Reporting

- Perform monthly reconciliations of loan balances, interest expenses, and financing liabilities.
- Prepare schedules supporting month-end, quarter-end, and year-end financial close.
- Ensure compliance with applicable accounting standards (IFRS/Ind AS/US GAAP, as applicable).
- Maintain proper documentation of loan agreements, mortgage documents, and financing contracts.

Required Skills & Qualifications

- Bachelor's or master's degree in accounting, Finance, Commerce, or a related field.
- Experience in end-to-end loan accounting and asset lending processes.
- Strong knowledge of loan amortization, interest accounting, mortgage accounting, and financing transactions.
- Understanding of financial reporting and accounting standards (IFRS, Ind AS, or US GAAP).
- Proficiency in QuickBooks.
- Excellent communication and solid analytical abilities.

Preferred Experience

- 3–8 years of experience in asset lending, loan amortization, and asset mortgage.
- Experience working with banks, NBFCs, financial institutions.
- Exposure to mortgage financing, loan financing is highly desirable.

📌 Executive/Senior Executive--Asset Lending and Mortgage (Bengaluru)
🏢 FinAdvantage
📍 Bengaluru