- SCF Domain: Payables finance (reverse factoring), receivables finance & securitisation, dynamic discounting, full invoice lifecycle
- Platform Context: Multi-funder SCF platforms (Demica/, Taulia, C2FO, PrimeRevenue); ERP integration (SAP, Oracle AP); bank gateway connectivity
- Agile / Product: CSPO or SAFe PO/PM; Jira/Confluence; User Stories, BDD/Gherkin acceptance criteria
- Regulatory: IFRS SCF accounting, FASB ASU 2022-04, FCA/PSD2, GDPR for invoice data (Nice to have)
- Payments: customer credit Transfer messages (Pain 001, Pain 002) (Noce to have)
- Data: Portfolio dashboard KPI definition; Jasper Reports & Talend ETL specification
- Stakeholder: Workshop facilitation with bank programme managers, corporate treasury, and technology leadership

Key Responsibilities

- Work with Product managers and prioritize the backlog; translate commercial requirements into epics, features, and user stories.
- Run requirements workshops with bank clients and corporate buyers to capture SCF programme parameters.
- Define and validate acceptance criteria; lead sprint reviews and UAT sign-off.




- Maintain functional specs for deal management, supplier onboarding, and reporting modules.
- Act as SME on SCF business rules (multi-currency settlement, obligor limits, energetic pricing).
- Monitor programme KPIs and feed insights back into the product roadmap.
- Translate market trends (ESG-linked SCF, AI-driven risk scoring) into feature proposals.

Requirements

- 6+ yrs as BA or Product Owner in trade finance, working capital, or payments technology.
- Hands-on experience with at least one multi-funder SCF platform.
- ISO 20022, SWIFT MT, or API-based bank connectivity knowledge advantageous.
- CSCF (LIBF/BAFT) or equivalent trade finance certification preferred.
- Proficient in Jira, Confluence, and BPMN/process diagramming.
- Good to have: Regulatory: IFRS SCF accounting, FASB ASU 2022-04, FCA/PSD2, GDPR for invoice data
- Good to have: knowledge in customer credit Transfer messages (Pain 001, Pain 002)

📌 Product Ownership (India)
🏢 Zensar Technologies
📍 India