Job Purpose
“This position is open with Bajaj Finance ltd.”
Candidate will be responsible for managing flexi portfolio for SME. Activities related to blocking/unblocking and reporting will be part of responsibilitiesDuties and Responsibilities
3. PRINCIPAL ACCOUNTABILITIES
(Accountabilities associated with the job)
• Highlight cases triggered as per through the door rule set. Engage with sales and credit teams to identify risk. Formulate learnings from through the door into policies
• Actively engage in Portfolio management related to flexi line management. Blocking and Unblocking of limits.
• Propose policy refinements as per business/market requirement.
• Identify opportunities and propose strategies to enhance business. Formulate, implement and monitor portfolio segments to enable Business Teams
• Monitor, manage & refine IT platform SFDC for better risk management. Execute reports on SFDC, Datamart, etc.
• to identify any issues related to incorrect system behavior (e.g. case approved by system which ideally should be rejected as per Policy).




• Periodic testing of System validation approval and line assignment rules
• Routine interaction with stakeholder (Business, Credit, RCU, Ops and IT), and tracking / closure of minute items.
• Work with COE and Product team to formulate, test and implement business opportunities/requirements
• Conduct Business UAT for current developments, provide signoff and closely monitor the development post production deployment.
• Periodic reporting of MIS and Dashboards (Bounce, Projected risk metrics, etc.)
• Assist Sales Team to resolve cases which are stuck due to system issues.

4. MAJOR CHALLENGES
(Challenges faced on an on-going basis in carrying out the job)
• Dynamic portfolio with multiple variables influencing risk performance
• High velocity – Expertise required to manage huge data sets
• Draw meaningful / actionable insights as an outcome of data analysis
Ongoing liaising with IT, Business and BIU teams to ensure timely rep

📌 Manager - BLSE & LAP North West (Panipat)
🏢 Bajaj Finance
📍 Panipat