REPORTS TO : Regional Business Manager – Gold Loan
REPORTING INTO
Officer - Gold Loan & Officer - Assets Desk
ROLE PURPOSE & OBJECTIVE
Responsible for business lines of 8-10 branches, ownership of P&L; – Asset & Branch Banking of Branches
Drive Gold loan in the respective areas. The position is responsible for overall growth, Profit and Loss and success of the business in the area.
Responsible for the control and recovery of loans in his/her area, risk assessment and recovery strategies
Identification of suitable locations for Ujjivan gold loan business in consultation with Product Team and get the activation done of location.
Identifying the Gold Appraisers for branches in near by location for smooth functioning of the Business Flow
Goal setting, resource planning for branches/personnel in assigned area.
Work closely with product and marketing team to drive suitable branding and marketing activities in his/her respective areas.
All physical assets requirement for Gold Loan business need to in place as per defined policy.
Smooth roll out of Gold Loan business in assigned branches with all required aspects in place.
SIZE OF THE ROLE
FINANCIAL SIZE
NON-FINANCIAL SIZE
Portfolio to be managed up to AUM of Rs. 10 Cr.
Maintain relationship with channel partners like: DSA and BC
KEY DUTIES & RESPONSIBILITIES OF THE ROLE
Business
Managing Gold loan and portfolio for assigned branches.
Increasing product penetration in existing customers of the bank.
Maximization in NTB customers through GLO leads and other partner channels
Ensure appraiser identification and management for hassle free processing of Gold Loan.
Monitor, improve and repair productivity benchmarks for staff, TAT and process
Staffs must achieve decided productivity standard of Gold Loan Business in all branches.
Achievement of busine
📌 Area Head (Chandigarh)
🏢 Ujjivan Small Finance Bank
📍 Chandigarh
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