Join the Tilt team
At Tilt, we see a side of people that traditional lenders miss. Our mobile-first products and machine learning-powered credit models look beyond credit scores, using over 250 real-time financial signals to recognize real potential. With millions of customers worldwide, we're not just changing how people access financial products — we're creating a new credit system that backs the working, whatever they're working toward.
The Opportunity: Staff Backend Engineer - NIRA
Location: Bangalore (Hybrid)
As a Staff Backend Engineer on NIRA, you'll play a pivotal role in shaping the technical direction of a critical domain within our credit platform. You'll lead a complex product area end-to-end, from strategy through execution, while working closely with our Principal Engineer, GM, and cross-functional partners across NIRA, Cashalo, and our US teams.
How you'll make an impact
Own a domain: Lead strategy, design, and delivery for a core part of NIRA's platform.
Set technical direction: Spot strategic needs and surface risks before they become problems.
Drive complex initiatives:



Take large, high-stakes projects from design to ship.
Champion AI-native engineering: Push adoption of tools like Claude, Cursor, and Augment across the team.
Mentor engineers: Level up engineers up to Senior, and raise the technical bar in Bangalore.
Lead incidents: Own SEV1 and lower incident response through to resolution.
Bridge global teams: Align with Principal Engineering and peers across NIRA, Cashalo, and US teams.
Influence the roadmap: Shape product direction through technical tradeoffs, not just execution.
Simplify systems: Cut complexity out of designs before it compounds.
Why you're a outstanding fit
7+ years building web APIs, ideally in Java and Spring Boot
Deep experience with financial systems: state machines, complex lifecycles
Strong grasp of distributed systems and queue-based architectures
Proven track record scaling consumer products at high transaction volume
End-t

📌 Staff Backend Engineer (India)
🏢 Tilt Finance
📍 India