Job Category Lending Operations POSITION SUMMARY Lead Underwriter JOB FUNCTIONS AND RESPONSIBILITIES To work on loan underwriting and complete the daily target or assignments Have experience in US Mortgage Underwriting Working on 4 C s Credit Capacity Capital and Collateral Knowledge on Income Calculations Wage Self Employed and other incomes Knowledge on Credit review liability reconciliations and guideline requirements Knowledge on Assets Capital review with guideline requirements Knowledge in LTV CLTV calculations PITI and DTI calculations Knowledge in Fannie Mae and Freddie Mac guideline requirements Knowledge in Govt loans FHA VA and USDA Knowledge on FHA VA USDA guideline requirements Good communication skill EDUCATION EXPERIENCE Any degree with US Mortgage Underwriting experience WORK SCHEDULE OR TRAVEL REQUIREMENTS This role operates on a night shift aligned with US business hours Follows a Hybrid Work Model a mix of remote and in-office work Work from Office is mandatory during The training period The certification phase Any time as per business requirements Minimal travel may be required for team meetings audits or client interactions About Us Ocwen Financial Solutions Private Limited is a wholly-owned subsidiary of Onity Group Inc a leading non-bank mortgage servicer and originator providing solutions through its primary brands PHH Mortgage and Liberty Reverse Mortgage PHH Mortgage is one of the largest servicers in the United States focused on delivering a variety of servicing and lending programs Liberty is one of the largest reverse mortgage lenders in the U S dedicated to education and providing loans that help customers meet their personal and financial needs Onity Group Inc and its subsidiaries are committed to helping homeowners and delivering exceptional service and value to customers clients and investors At Onity Group Inc we consistently deliver on our commitments to customers clients investors and colleagues through caring service integrity and creative solutions This Service Excellence philosophy is embraced by meeting service standards we call CARE which stands for Caring Accurate Responsive and Empowered We expect all employees to interact and engage our colleagues and our customers with respect courtesy and professionalism and to achieve results consistent with our CARE standards Onity Group Inc is intensely focused on hiring developing and retaining the best talent in the industry Our commitment to Diversity Equity Inclusion ensures that we sustain our reputation as an outstanding place to work a great business partner and a valued community member We are committed to equal employment prospect regardless of race color ancestry religion sex national origin sexual orientation age citizenship marital status disability gender identity or Veteran status If you have a disability or special need that requires accommodation please let us know Visit for details