Territory Sales Manager-LOANS AGAINST GOLD-Marketing Branches Operations JD : Responsible for business development of Area / Cluster Strengthen business relation and co-ordination with other business and close liason with branch banking team and Area Manager Regular Travel to branches – All branch visit to be done once in month Educate the GLROs regularly and also updating them with recent policies introduced by HO Ensure every GLROs meets they SOP / KRA targets – See that week wise targets are set to GLRO and they are being achieved To fill the Gaps by regular recruitment of GLROs Find new potential locations where Gold loan can be started Need to have market update , competition info .
To guide GLRO that there should be smooth process of Gold Loan operations at branch Proper documentation of Gold loan to the taught to GLRO so that it help in FPT authorization of file 10Lakhs above customer ASM to speak/ meet individually. To identify new HNI clients Make sure Files are authorized within the HO TAT specified period and see that no branch falls under EMBARGO Area to be under ZERO NPA always Team Handling role Job Requirement Minimum Graduation Good Communication skills Excellent Team Player Ready to travel Have regular repo with other departments Eager to learn – Should have knowledge of policies and process Knowledge on Gold loan is preferable.