Role Summary Seeking a Product Manager with experience in Commercial Banking and Lending products who can work with business stakeholders, technology teams, and operations to define, build, and enhance digital lending solutions. The candidate should have a solid understanding of commercial lending processes and a basic understanding of AI-driven banking solutions.

Key Responsibilities Product Management Gather and document business requirements.

Create user stories, product specifications, and acceptance criteria.

Work closely with engineering, UX, QA, and business teams.

Support product roadmap planning and feature prioritization.

Participate in Agile ceremonies including sprint planning and backlog grooming.

Track product performance and customer feedback.

Commercial Lending Domain Good Understanding Of

Business Loans

Working Capital Finance

Cash Credit (CC)





Overdraft (OD)

Trade Finance

SME/MSME Lending

Loan Origination Systems (LOS)

Credit Assessment Processes

Loan Disbursement and Servicing Stakeholder Management Coordinate with Relationship Managers, Credit Teams, Operations, Risk, and Compliance teams.

Translate business needs into functional requirements.

Support UAT and production rollout activities. AI & Digital Banking Exposure Generative AI

Machine Learning concepts

AI-powered document processing

Chatbots and Virtual Assistants

Lending automation use cases Ability to identify opportunities where AI can improve customer experience and operational efficiency.

📌 Technical Product Manager (Navi Mumbai)
🏢 AU Small Finance Bank
📍 Navi Mumbai