Key Objective of the Job To handle responsibilities mapped to profile of Regional Credit Manager -Review and Evaluating large Corporate proposals within stipulated timelines -Underwriting and structuring transactions by reviewing Business Financial Industry and Management related risks -Review and negotiations of covenants structure related inputs for mitigating transaction related risks -Provide inputs related to policy SOP regulatory norms taxation legal aspects and laws -Portfolio level risk mitigation maintaining portfolio quality and health customer visits market intelligence -Driving projects related to Credit related automation digital processes and AI implementation -Adequately identify and articulate the risks and respective mitigates along with the sanction conditions recommendation Major Deliverables To review and underwrite transactions of High ticket size and provide inputs on key risks strengths and covenants Critically evaluate the transaction risk business Financial risk of the borrower as well as industry risk involved in any given industry To Identify relevant and associated risk as aforementioned and submit appropriate mitigate against each Manage team members and deliver organization objectives Specialized job competencies Deep understanding of large Corporates business groups products including structured products Industries Assessment of financials across industries nuances of regulations taxes legal matters impacting the transaction Excellent articulation of key transaction risks Ability to negotiate key terms covenants Team management Desired Experience -Preferably having relevant experience of 10 yrs -Relevant underwriting experience in Large Mid corporate segment comprising of evaluating high ticket size exposures Other desired attributes Excellent communication skills Team management capabilities Valuable Attitude and willingness to learn impart trainings