Company Description WNS Holdings Limited NYSE WNS is a leading Business Process Management BPM company We combine our deep industry knowledge with technology and analytics expertise to co-create innovative digital-led transformational solutions with clients across 10 industries We enable businesses in Travel Insurance Banking and Financial Services Manufacturing Retail and Consumer Packaged Goods Shipping and Logistics Healthcare and Utilities to re-imagine their digital future and transform their outcomes with operational excellence We deliver an entire spectrum of BPM services in finance and accounting procurement customer interaction services and human resources leveraging cooperative models that are tailored to address the unique business challenges of each client We co-create and execute the future vision of 400 clients with the help of our 44 000 employees Position Summary The Mortgage underwriting associate evaluate and determine the eligibility of loan applications of residential mortgage 1-4 family loans Mortgage underwriting associate role includes but not limited to analyzing and verifying loan applications review of all 4 C s evaluating risks and making loan eligibility decisions The incumbent ensures the accurate efficient and timely flow of information documentation for offering quality and efficient services Responsibilities o Knowledge of mortgage underwriting and Agency automated underwriting systemso Demonstrate a full understanding of agency guidelines as well as posted Lender internal guidelineso Review all mortgage applications and documentation for accuracy and completenesso Review and be able to complete a full analysis of all types of income Self Rental Wage etc Assets Liabilities Credit and Collateral o Analyze credit income and assets on a loan-by-loan basis to properly assess individual risk and promptly provide underwriting decisions to Mortgage Originatorso Review property documentation including title commitments sales contracts insurance and flood determinationso Maintain a well-developed knowledge of loan product guidelines and industry regulations including assisting in the prevention detection and resolution of mortgage fraudo Review and analyze appraisals for value and compliance with industry requirementso Demonstrate the ability to independently make sound decisions based on the creditworthiness of the applicants based on established underwriting guidelines policies procedures knowledge and experienceo Provide exceptional customer care both internal and external in a manner that satisfies the individual needs of each customer and builds loyalty to the cliento Maintain confidentiality of all customer and employee informationo Respond positively to feedback and redirectiono Fully utilize systems tools training and resources provided to maximize potentialo Assist other departments as neededo Meeting daily production o Meeting the daily SLA requiremento Meeting the daily Quality requirements Qualifications Qualifications Education Bachelors in any stream Experience 2 years increasingly responsible experience in related areas Knowledge Skills Abilities o Experienced mortgage professional with 2-3 years with mortgage underwriting o Has a complete understanding of Conventional FHA and VA underwriting guidelines o Has working knowledge of real estate lending criteria and federal state and agency complianceo Can multi-task and manage time efficientlyo Has strong organizational skills attention to detail and basic Microsoft Office skillso Good analytical and problem-solving skills o Strong organization and verbal and written communications skills o Highly adaptive and open to changes as the organization grows and

📌 Senior Associate - Operations (Chennai)
🏢 Wns Global Services
📍 Chennai