Role & responsibilities

- Build, not just brief. Prototype flows and AI features yourself with modern tooling (Cursor, Claude, Lovable, n8n) before a single engineer is assigned so specs arrive as working artifacts, not documents.
- Go deep on the stack. Work directly in workflow logic, rule engines, data structures, and integrations bureau (CIBIL / Experian / CRIF), KYC / eKYC, account aggregator, bank-statement analysis, e-sign, e-NACH, payment gateways.
- Ship reliable, compliant features. Own quality end to end data accuracy across the origination pipeline, edge cases, reconciliation, and go-live readiness on a system the whole org depends on.
- Partner across functions. Work shoulder-to-shoulder with engineering, credit, risk, operations, compliance, and external vendors as a technical peer, not a coordinator.
- Push the AI frontier for lending. Identify where AI collapses turnaround time, cost, and error and build it.

Must-have

- 3-5 years building 0-to-1 products at a funded startup or fintech you have shipped something real into the hands of real people
- Fluent in AI-native building you use AI tools daily to prototype, analyze,



and ship; you think in agents, prompts, and pipelines
- Solid systems and data instincts comfortable with data models, APIs, and integration flows; you reason about the whole system, not just the ticket
- Hunger to go deep on credit you want to master the lending domain, and you learn fast

Nice-to-have

- Exposure to lending / NBFC / LOS / LMS or collections systems
- Familiarity with RBI regulatory requirements for NBFCs
- Experience with lending-tech stacks
- Experience in secured lending (LAP, MSME loans)

What you'll own

- An origination or servicing surface, end to end — discovery, spec, build, UAT, go-live, and iteration
- The AI layer across that surface:
- CAM automation — turning credit-memo assembly from manual to assisted to autonomous
- Document & financial statement AI — extraction, financial-statement analysis, reconciliation
- Underwriting co-pilots — decision-support for credit and risk
- Transcript & portfolio analytics — signal extraction from unstructured data

📌 Product Manager (Mumbai)
🏢 JSW One Finance
📍 Mumbai