KeyResponsibilities

PortfolioRisk Analytics

Conductportfolio quality analysis across products (Business Loan, LAP, School Finance,Business Loan, PL etc).

PerformEarly Warning Signal (EWS) tracking and trend analysis.

Collaboratewith Business Credit teams for portfolio actions and insights.

ECLICAAP

Ownand update the Expected Credit Loss (ECL) model assumptions, documentation, andreporting.

Supportin preparation of ICAAP (Internal Capital Adequacy Assessment Process)including capital computation, stress testing, and related risk parameters.

PolicyGovernance

Leadperiodic review and updation of credit risk policies with relevant datasupport.

Benchmarkinternal frameworks with regulatory and industry practices.

StakeholderInvestor Interaction

Coordinatewith internal and external stakeholders (e.g., investors, auditors, ratingagencies) for data requirements, portfolio presentations, and QA support.

Scorecard Data Science Collaboration

Work with the Data Science team to co-develop, test, and refinecredit scorecards.





Validate performance metrics and ensure proper businessintegration of models.

Dashboards Reporting

Design and monitor risk dashboards, MIS, and review decks forinternal governance forums (Risk Committee, Board Risk Committee).

Ensure timely and accurate reporting for senior management.

Key Skills Qualifications:

Postgraduate in Finance, Statistics, Economics, or equivalent.(FRM/CFA is a plus.)

Robust analytical skills with experience in SAS, SQL,Python, or Excel-based modeling.

Working knowledge of ECL, Basel II/III, RBI guidelines,and credit risk frameworks.

Ability to manage multiple stakeholders, synthesize data,and present actionable insights.

Prior experience in NBFC, Bank, or Fintech risk functionspreferred.

Disclaimer: This job posting has been aggregated from external source. Role details, content, and availability are subject to change. Applicants are advised to confirm the latest information directly on the company website before applying.

📌 Manager - Risk Analytics (Gurugram)
🏢 Clix Capital Services
📍 Gurugram