About This Role BankPath India is hiring a driven and customer-focused Loan Officer to originate, process, and manage retail and SME loan applications at our Pune branch. You will guide customers through the lending process from initial inquiry to disbursement, ensuring a seamless experience while maintaining the highest standards of credit quality and regulatory compliance.

Key Responsibilities Actively source home loan, personal loan, business loan, and vehicle finance applications through direct sales, branch walk-ins, and channel partner referrals Guide loan applicants through the application process, document collection, and credit assessment stages Conduct preliminary financial eligibility checks, verify income documents, and assess repayment capacity Liaise with credit analysts, legal teams, and technical evaluators to complete loan sanction and disbursement within agreed TAT Maintain post-disbursement customer relationships to ensure timely repayments and identify refinancing or top-up opportunities Achieve monthly loan disbursement targets while maintaining portfolio quality metrics Ensure all loan files are complete, compliant with KYC norms, and properly archived per regulatory requirements Handle EMI queries, prepayment requests,



and NOC issuance for fully repaid accounts Required Skills and Qualifications Bachelor's degree in Finance, Commerce, Business, or a related field 24 years of experience in loan origination, retail lending, or NBFC sales Sound knowledge of home loan, LAP, personal loan, and business loan products Strong sales skills, customer orientation, and follow-through on leads and applications Familiarity with CIBIL scoring, LTV ratios, and basic credit appraisal concepts Proficiency in loan management software and MS Excel What We Offer Fixed monthly salary of 28,00045,000 plus disbursement-linked incentives Comprehensive product training on all loan types and credit processes High-earning potential through uncapped incentive structure for top disbursers Career advancement to Senior Loan Officer, Area Manager, or Credit Head roles Health insurance, PF, gratuity, and festival bonuses per company HR policy About BankPath India BankPath India's lending division disburses thousands of retail and SME loans every month through its branch network and digital channels. Our Pune team focuses on home loans, LAP, and business finance, serving customers across Pune's residential, commercial, and industrial growth corridors with rapid, transparent, and customer-friendly lending solutions. .

📌 Loan Officer in Pune
🏢 BankPath India
📍 Pune