Live Underwriter(US Mortgage) (Mumbai)

Live Underwriter(US Mortgage) (Mumbai)

02 Aug
|
Upedge Job Karle
|
Mumbai

02 Aug

Upedge Job Karle

Mumbai

Hiring for Live Underwriting (Non QM loans) - US mortgage

Location - Mumbai(Airoli)

US night shift (6:30pm - 6:30am) - any 9 hrs

WFO

2 way cab / travel allowances given

Fixed Saturday & Sunday Off

Notice - 1month

Role : Live Underwriter

Experience Required 2 to 4 years of Live Mortgage Underwriting experience

Mandatory experience in Non-QM Underwriting

Key Responsibilities

Perform credit risk assessment using the 4Cs of Credit

Calculate income for Salaried and Self-Employed borrowers

Underwrite Bank Statement and Full Documentation loans

Evaluate loan eligibility and structure mortgage transactions

Review appraisal reports, title documents, lien positions, and ownership documents

Make underwriting decisions based on investor guidelines





Work on Encompass LOS coordinate with internal teams for timely loan processing

Required Skills Non-QM Mortgage Underwriting (Mandatory)

Credit Risk Assessment

Income Calculation

Bank Statement Underwriting

Full Doc Underwriting

DSCR Knowledge (Preferred) Loan Structuring

Encompass LOS

Robust communication skills

Qualification

Higher Secondary (HSC) or Bachelor's Degree (Mandatory)

Additional Benefits 15 days of company-sponsored accommodation for candidates relocating to Mumbai

📌 Live Underwriter(US Mortgage) (Mumbai)
🏢 Upedge Job Karle
📍 Mumbai

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