The team

Deloitte Strategy, Risk & Transaction helps entities mitigate risk while discovering new opportunities to create value. Our end-to-end risk services span all domains, from managing strategic risks in the C-Suite to improving board oversight, and from balancing financial and environmental policies to addressing cyber threats. Learn more about Risk, Regulatory & Forensic) Your work

Performing end-to-end functional testing of Credit Risk and Regulatory Capital solutions covering EAD, RWA, Standardised and Internal Ratings-Based (IRB) approaches.

Analyse Business Requirement Documents (BRDs), Functional Requirement Documents (FRDs), regulatory papers, and impact assessments to define comprehensive test strategies.

Design, prepare, and execute test scenarios, test cases, and test data for regulatory capital calculations.

Validate complex EAD and RWA calculations against Basel III / Basel 3.1 / CRD VI requirements and business specifications.

Perform data validation and reconciliation across source systems and risk engines.

Identify, document, and track defects through resolution while working closely with Business Analysts, SMEs, Developers, and Reporting teams.

Support User Acceptance Testing (UAT),



System Integration Testing (SIT), and regression testing activities.

Ensure test coverage, traceability, and compliance with regulatory and internal governance standards.

Identify risks, control gaps, and process improvement opportunities to enhance testing effectiveness and platform stability.

Key skills Required MBA (Finance) + B Tech and good to have FRM/CFA

Strong credit risk knowledge and working experience on any Credit risk engine.

Minimum 8 years of post-qualification experience

Strong analytical and problem-solving skills

Strong knowledge of SQL and relational databases

Previous experience in the Financial Services industry

Financial instruments / product knowledge is preferable.

Communication skills are required as the role will involve interaction with global stakeholders at various levels.

The ability and self-confidence to work independently and accountability of delivery.

Robust MS Office skills; especially Excel

Some exposure to process improvement and project management methodologies is preferred.

Ability to investigate business issues and identify technical root causes.

📌 Hiring For Credit Risk & Regulatory Capital Testing (Gurugram)
🏢 Deloitte
📍 Gurugram