Looking for a dynamic Finance Manager - FP&A; professional for a Fintech firm in Bengaluru!

Responsibilities

Financial Planning & Forecasting

- Develop and maintain detailed financial forecasts and business models across multiple lending products (BTL, Bridging, etc.)
- Lead the annual budget process and rolling forecasts, ensuring alignment with strategic objectives
- Prepare financial projections for internal and external stakeholders, including investors and funding partners

Performance Analysis & Reporting

- Analyse loan book performance, profitability by product, and portfolio KPIs
- Provide monthly variance analysis, board reporting packs, and scenario modelling
- Track and report on loan originations, redemptions, delinquencies, NIM/NPM, and monitor lender covenants

Funding & Securitisation Support

- Provide financial modelling and analytics support for warehouse funding lines, securitisation vehicles, and SPVs
- Liaise with treasury and capital markets teams to evaluate funding structures and funding costs
- Support covenant monitoring, stress testing, and investor reporting requirements

Business Partnering & Strategy

- Act as a finance business partner to credit, risk, treasury, and operations teams




- Contribute to new product development and strategic initiatives by providing financial insight and modelling
- Evaluate financial implications of pricing, risk, and operational decisions

Job Qualifications

- Qualified accountant (CA, ACA, ACCA, CIMA or equivalent)
- Minimum 5+ years of relevant experience in FP&A;, structured finance, lending or related financial services
- Prior experience in a lending environment (BTL, bridging, real estate finance, or mortgages)
- Exposure to warehouse funding lines, securitisations, and special purpose vehicles (SPVs)
- Advanced Excel modelling skills (loan performance, cashflow waterfalls, stress scenarios, funding cost models)
- Strong understanding of lending products, credit risk metrics, and portfolio analytics
- Comfortable handling large datasets and using BI tools (Power BI, Tableau or similar desirable)
- Commercially minded, with the ability to think strategically while being detail-oriented
- Self-starter, comfortable working in a dynamic, fast-paced setting
- Strong communication skills – able to convey complex financial topics clearly

📌 Finance Manager - Financial Planning & Analysis (Bengaluru)
🏢 CeeQ
📍 Bengaluru