CREDIT OFFICER Hardoi 1.Company Name : Muthoot Fincorp Ltd. 2 Position/Designation : CREDIT OFFICER-SECURED &

- UNSECURED LENDING BUSINESS 3 Grade : C1 4 Department : SECURED &
- UNSECURED LENDING BUSINESS 5 Sub Department(if any) : CREDIT 6 Employment Type : Probationer Job Role : CREDIT OFFICER-SECURED &
- UNSECURED LENDING BUSINESS Reporting to - Designation and Grade : CREDIT MANAGER-SECURED &
- UNSECURED LENDING BUSINESS-D1 Main Tasks : 1. Meet customer's business premises and residence and conduct a detailed verification.
- Proper credit assessment as per template and reporting to Credit Manager 3. Conduct study on cash flow, ability to pay of customer with utmost integrity.
- Gather all relevant information thru discussion & documents to make a proper credit analysis. 5 Areas of Responsibility : 1. Timely customer meetings. 2.



100% compliance to right credit underwriting procedures. 3. maintain TAT within product guidelines. 4. focus Delinquency triggers as per product norms.

SkillSets : Unsecured Micro /small ticket /Biz loan credit experience. LAP credit experience.

Communication Skills : Excellent communication Skills – English language fluency - both verbal and written.

Total Experience : 3Year(s)0 Month(s) Behavioural Competencies : Need to be a Team player Ability to work stretch/MultiTasking Workplace.

Effective

Communication ability at different levels. Adaptable to complex Work environments& live Organizational values.

📌 Credit Officer - Secured and Unsecured Lending (Hardoi)
🏢 Muthoot Fincorp
📍 Hardoi