Job Purpose:

The role of a Circle Manager - MicroLAP atLeading Bank involves managing and growing the entire Micro Loan Against Property (Micro LAP) business and portfolio for Andhra Pradesh & Telanagana . This is a senior management position, likely responsible for the profitability and strategic direction of the Micro LAP vertical in the region.

Key responsibilities typically include:

- Business Development and Sales: Formulating and executing strategies to expand the MicroLAP business, ensuring revenue and asset under management (AUM) growth according to the business plan.
- Portfolio Management: Maintaining a healthy and profitable loan portfolio, including managing delinquency and ensuring good asset quality.
- Team Leadership and Management: Leading, engaging, recruiting, and training a team to achieve stated objectives and ensure high productivity.
- Channel Management: Developing and nurturing relationships with Branch Banking Team , Direct Channels and connectors, to enhance market penetration and generate business.
- Credit Appraisals and Operations: Overseeing the loan processing, from lead generation and documentation to swift approvals and disbursals,



ensuring adherence to the bank's credit policies and regulatory guidelines (including RBI norms for microfinance loans).
- Market Strategy and Research: Identifying suitable markets/segments for the MicroLAP products and exploring new markets for network expansion within the state.
- Customer Service: Ensuring excellent customer service through timely execution of proposals and effective grievance redressal mechanisms.
- Compliance and Reporting: Ensuring process and policy adherence, managing post-disbursement documentation compliances, and collating and reporting all types of Management Information Systems (MIS).

If this excites you do send us the following at the email address [email protected]

1.Your Updated CV in Word format

- Current Monthly Gross Salary
- Expected Salary
- Notice Period
- Any Offer in Hand ( Y/N )

We are looking forward to serving you in the best possible way

Thanks & Regards

Rachana B

Recruitment Executive,

Amogh Recruitment Solutions Pvt Ltd.

(A div of Amogh Software Solutions Pvt Ltd)

Mumbai

E-mail: [email protected]

📌 Circle Manager(ZBM)-Micro LAP-Hyderabad/Telangana
🏢 Amogh Software Solutions
📍 Hyderabad