Area Credit Manager - Tractor and Crop Finance-AGRI-FIN-TRACTOR LOANS AND RETAIL(TFE)-Credit - Responsible for managing credit operations related to tractor and crop finance within the agricultural retail segment.

- Oversee credit assessment, sanctioning, and monitoring of tractor loans and crop finance products.
- Coordinate with retail teams and ensure compliance with credit policies and procedures.
- Manage relationships with customers and stakeholders in the agricultural finance sector.
- Drive business growth by ensuring timely credit disbursal and recovery.
- Monitor portfolio quality and take corrective actions to minimize credit risk.
- Collaborate with cross-functional teams to streamline credit processes and improve customer experience.
- Ensure adherence to regulatory guidelines and internal controls in credit operations.
- Provide leadership and guidance to credit teams operating in the assigned area.
- Analyze market trends and customer needs to tailor credit products effectively.

📌 Area Credit Manager - Tractor and Crop Finance (Rajkot)
🏢 Kotak Mahindra Bank
📍 Rajkot