Area Credit Manager - Retail MFB - RIL - Credit - Thiruvadanai - VIJ Complex - JM Key Objective of the Job: To drive Rural Individual Loan business underwriting and creating quality portfolio.

Major Deliverables

- 1. Managing a team of Branch credit managers, Credit Executives.
- 2. Conduct personal discussion with customers to establish Credit worthiness.
- 3. Pre and post sanction credit risk compliance.
- 4. Responsible for controlling delinquencies through portfolio review especially monitoring non-starters portfolio.
- 5. Control on portfolio performance.
- 6.

Underwrite

Individual loan and prepare Credit Appraisal Memo (CAM).

- 7. Coordinate with sales to achieve targets and ensure TAT.
- 8. Support and train the team of Credit Manager/officers • 9. Responsible for manpower • 10. Knowledge understanding of local market.
- 11. Work closely with regional Credit Manager • 12. Coordinate with internal teams like ICQ, Operational and sales.

Qualification : Graduate in any discipline.

📌 Area Credit Manager (Tiruchirappalli)
🏢 Tata Capital Finance
📍 Tiruchirappalli