03 Aug
|
Weekday AI
|
Bengaluru
03 Aug
Weekday AI
Bengaluru
This role is for one of Weekday's clients
Salary range: Rs ******* - Rs ******* (ie INR ***** LPA)
Min Experience: 9 years
Location: Bengaluru
JobType: full-time
We are seeking a strategic and visionary
Vice President – Financial Products
to lead the design, development, and growth of our
Loan Against Property (LAP)
and
SME lending
portfolio. The ideal candidate will be a seasoned financial skilled with deep expertise in secured lending, small business finance, and product lifecycle management. This is a senior leadership role that combines strategic thinking, analytical acumen, and operational excellence to drive sustainable growth and profitability across lending verticals.
You will be responsible for shaping product strategy, driving innovation, optimizing customer journeys, and collaborating with cross-functional teams to ensure scalable, compliant, and customer-centric lending solutions.
Key Responsibilities
Product Strategy & Ownership:
Lead the
end-to-end product lifecycle
for LAP and SME lending, from conceptualization and development to launch and continuous enhancement. Define and execute long-term product strategy in alignment with organizational goals.
P&L; Management:
Own and manage the
profit and loss (P&L;)
for LAP and SME portfolios, ensuring strong financial performance, optimal yields, and sustainable growth.
Market Research & Insights:
Conduct detailed
market research, competitor benchmarking, and customer segmentation
to identify emerging trends, customer pain points, and product differentiation opportunities.
Product Development & Execution:
Collaborate with
credit, risk, legal, technology, and operations teams
to design and deploy scalable lending products that meet regulatory standards and business objectives.
Policy & Process Design:
Develop and refine
credit policies, underwriting frameworks, and pricing strategies
to balance growth with risk management. Ensure robust and efficient customer onboarding and servicing processes.
Customer Experience:
Redefine and optimize
customer journeys
for SME and LAP products, ensuring a frictionless, transparent, and engaging experience from application to disbursal.
Leadership & Team Management:
Build, mentor, and lead a
high-performing product management team
, fostering a culture of innovation, accountability, and continuous improvement.
Performance Monitoring:
Track
key performance indicators (KPIs)
, including portfolio health, disbursal turnaround time, and customer satisfaction. Drive data-driven initiatives to enhance product performance and customer retention.
Strategic Collaboration:
Partner with senior leadership to align product roadmaps with the organization's strategic objectives, investment priorities, and business expansion plans.
Qualifications and Experience
9–12 years of
product management experience
in financial services, specifically within
LAP, SME, or secured lending
segments.
Proven track record in
P&L; management
and driving portfolio growth.
MBA from a Tier-1 business school
is highly preferred.
Deep understanding of
lending processes, credit frameworks, and regulatory landscape
in the NBFC/banking sector.
Strong analytical, problem-solving, and decision-making skills.
Exceptional communication, stakeholder management, and leadership abilities.
Experience working with
digital lending platforms, data analytics, and credit automation tools
is an added advantage.
📌 Vp - Financial Product (Bengaluru)
🏢 Weekday AI
📍 Bengaluru