Job Summary
We are seeking a seasoned
IT Business Analyst
with strong experience in
Credit and Liquidity Risk
to support enterprise-scale implementations on
SAP Business Technology Platform (BTP)
. The ideal candidate will bridge business and technology teams, translating regulatory and risk requirements—specifically
LCR, NSFR, and MCO
—into scalable SAP BTP solutions while ensuring compliance, data integrity, and reporting accuracy.
Key Responsibilities
Business Analysis & Requirement Management
Lead
end-to-end business analysis
for SAP BTP-based risk and regulatory initiatives.
Engage with
Risk, Treasury, Finance, and Regulatory Reporting
stakeholders to gather and validate requirements.
Translate business needs into
BRD, FRD, functional specs, user stories, and process flow diagrams
.
Drive requirement traceability from regulatory interpretation to technical implementation.
Credit & Liquidity Risk Domain
Analyze and document requirements related to:
Liquidity Coverage Ratio (LCR)
Net Stable Funding Ratio (NSFR)
Minimum Own Funds and Eligible Liabilities (MCO)
Interpret regulatory guidelines and ensure correct mapping to system calculations and reporting.
Support
data sourcing, aggregation, calculation logic, and disclosure reporting
for liquidity metrics.
Validate assumptions, stress scenarios, and threshold breaches.
SAP BTP & Technology Enablement
Work closely with SAP architects and developers on
SAP BTP services
(Integration Suite, CAP, HANA Cloud, Analytics).
Define
data models, interfaces, APIs, and integration flows
between source systems and SAP BTP.
Support design of
calculation engines, data pipelines, and analytical dashboards
on SAP BTP.




Ensure alignment with enterprise architecture and security standards.
Testing & Delivery Support
Create and review
test scenarios, test cases, and acceptance criteria
aligned to regulatory use cases.
Support
SIT, UAT, and regulatory validation cycles
.
Validate calculation results, reconciliation outputs, and regulatory reports.
Support defect triage and change impact analysis.
Stakeholder & Agile Collaboration
Act as a liaison between
business users, risk managers, compliance teams, and IT delivery teams
.
Participate actively in
Agile/Scrum ceremonies
(backlog grooming, sprint planning, demos).
Provide regular status updates, risk assessments, and documentation to stakeholders.
Required Skills & Qualifications
Domain Expertise
Strong hands-on experience in
Credit Risk and Liquidity Risk
within banking or financial services.
Deep understanding of
LCR, NSFR, and MCO
regulatory frameworks.
Experience working with
Basel III / IV
liquidity regulations and supervisory reporting.
SAP & Technology
Proven experience working on
SAP BTP
programs.
Familiarity with
SAP HANA / HANA Cloud
, SAP Analytics, and integration concepts.
Experience defining
data flows, calculation logic, and reporting structures
for risk systems.
Business Analysis Skills
Expertise in
BRD, FRD, user stories, use cases, process flows, and data mapping documents
.
Strong analytical skills for complex regulatory calculations and large data sets.
Experience with
JIRA, Confluence
, or similar ALM tools.
Process & Methodologies
Solid understanding of
SDLC and STLC
.
Experience working in
Agile, SAFe, or Hybrid delivery models
.
Ability to manage dependencies across multiple teams and systems.

📌 It Business Analyst - Sap Btp (Credit & Liquidity Risk) (Chennai)
🏢 Unison Group
📍 Chennai