At Prodigal, we believe in transforming the future of consumer finance by bridging the gap between lenders, debt collectors, and consumers. Founded in **** by IITB Alumnus, our journey began with a single mission: to alleviate the pain and confusion often associated with lending and collections. We have since pioneered the concept of consumer finance intelligence, setting a new standard in the industry.
Our innovative approach combines advanced generative AI, meticulously trained on over 400 million consumer finance conversations, with strategies to maximize payments and enhance the consumer experience.
We are not just building technology—we are creating intelligent solutions that empower lenders, debt collectors, and consumers alike. Be part of a team that is reshaping the industry, one conversation at a time.
About the Role
We're looking for a curious and resilient Machine Learning Engineer who thrives in a culture of experimentation and rapid iteration. Our ideal candidate doesn't just apply AI concepts – they're excited to push boundaries, challenge assumptions, and learn from both successes and failures. If you believe that the only true failure is not experimenting quickly, we want you on our team.
Key Responsibilities
Embrace a "fail fast, learn faster" mentality, aiming for a *****% success rate in your ideas and experiments. Continuously optimize our experimentation process, making it faster, more efficient, and more insightful
Apply AI concepts to solve business problems, with a focus on rapid prototyping and iterative improvement
Leverage SQL and data manipulation tools to work with complex datasets, exploring unconventional approaches
Apply statistical methods, machine learning algorithms, and data visualization techniques to perform exploratory data analysis, embracing unexpected insights
Build and interpret models using tools like PySpark and ML-Flow, constantly testing new approaches and parameters
Write clean, well-documented code that facilitates collaboration and hence faster iteration
Continuously evaluate and enhance existing models, viewing each iteration as an opportunity to learn and improve




Technical Skills
Proficiency in rapidly prototyping and testing ideas using large, complex datasets and SQL
Expertise in implementing and iterating on machine learning models and algorithms, with a focus on quick experimentation cycles
Strong programming skills in Python and/or SQL, with an emphasis on writing code that facilitates easy modification and testing
Experience in leveraging data visualization techniques to quickly interpret and communicate experimental results
Ability to swiftly deploy and iterate on AI solutions in cloud environments
Soft Skills
Passionate about experimentation and embracing failure, viewing setbacks as valuable learning opportunities
Excellent written and verbal communication skills, able to articulate the value of experimentation and rapid iteration to stakeholders
Thrives in ambiguity and uncertainty, comfortable with the idea that most experiments will not succeed; also designing positive experiments is a crucial part of the R&D; process
Skilled at analyzing problems from multiple angles and generating a high volume of potential solutions
Preferred Qualifications
Bachelor's or Master's degree in Data Science, Computer Science, Statistics, Mathematics, or a related field
Minimum of 2 years of hands-on experience in data analysis, modeling, and AI solutions development
If you're passionate about leveraging data to drive business decisions and have a track record of delivering impactful AI solutions, we want to hear from you!
Job Benefits
GenAI experience
– Work directly in the innovative field of GenAI, shaping groundbreaking projects that redefine consumer finance intelligence.
World-class team
- You'll get the chance to learn from (and teach)



some of the brightest and most skilled people you'll ever meet. Our team members have been part of BCG, Deloitte, EY, Blackstone, Meta, Amazon and are IIT, IIM, BITS alumnus.
Continuous education
- As relentless seekers of knowledge, we sponsor and support any training materials, books, courses, and exam fees for upskilling yourself in areas related to your role - but that's not where it ends. If you make a good case for some extra learning, we're delighted to foot the tab.
Food at the office
– Meals are on us. We won't let your stomach grumble while you hustle.
Health insurance
- Health always comes first. The health of your family is as important to us, as it is to you. We offer insurance coverage for both you and your family.
Flexible schedule
- We're not a "clock in, clock out" company. Morning person? Start work while the world's still sleeping. Night owl? Ramp things up while others are winding down. You're fully trusted to create the right conditions for your own personal peak productivity. We only ask that you be available to your teammates for seamless collaboration.
Generous leave policy
- Take all the time you need to recharge your batteries - no cap on vacation here. Because a rested, relaxed, and refreshed mind is a happy and effective mind.
Recreation & team activities
– We regularly indulge in friendly football, table tennis, cooking sessions and challenge each other to do those extra push ups or chug that 4th drink (of course that's Nimbu Pani).
From day 1, Prodigal has been defined by talented, humble, and hungry leaders and we want this mindset and culture to continue to blossom from top to bottom in the company. If you have an entrepreneurial spirit and want to work in a fast-paced, intellectually-stimulating setting where you will be pushed to grow, then please reach out because we are looking to build a transformational company that reinvents one of the biggest industries in the US.
To learn more about us - please visit the following
Our Story
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What shapes our thinking
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Our website
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📌 Machine Learning Engineer (Mumbai)
🏢 Prodigal
📍 Mumbai