31 Jul
|
Home Credit India
|
Gurugram
31 Jul
Home Credit India
Gurugram
Purpose nnOwn and drive the end-to-end Trade Advance product for the two-wheeler dealer ecosystem, including product strategy, program management, technology enablement, sales growth, portfolio performance, and profitability. nnKey Responsibilities nnProduct Management nnOwn the Trade Advance product roadmap, policies, pricing, and dealer propositions. nnDesign and launch dealer funding, inventory financing, and working capital programs. nnContinuously enhance product features, dealer journeys, and operational processes. nnProgram Management nnDevelop and manage OEM and dealer financing programs. nnTrack program utilization, profitability, and portfolio performance. nnCoordinate with Credit, Risk, Operations, and Technology teams for successful implementation. nnTechnology u0026 Digital Enablement nnAct as business owner for LOS, LMS, dealer portal, and digital onboarding enhancements. nnDrive automation, API integrations, workflow digitization, and STP initiatives. nnPrepare business requirements, user stories, and UAT sign-offs for product releases. nnSales Drive u0026 Business Growth nnPartner with sales teams to drive dealer acquisition, activation, and limit utilization. nnExecute sales campaigns and dealer engagement programs to accelerate portfolio growth. nnTrack funnel metrics, disbursements, utilization,
and business productivity. nnSupport regional teams through product training, program communication, and market insights. nnPortfolio u0026 Risk Management nnMonitor portfolio growth, profitability, utilization, and asset quality. nnRecommend policy and program changes based on portfolio performance. nnEnsure adherence to risk, compliance, and governance standards. nnAnalytics u0026 Stakeholder Management nnDevelop MIS and dashboards to track key business KPIs. nnWork closely with Sales, Credit, Risk, Technology, Operations, Finance, and OEM partners. nnPresent portfolio performance and strategic initiatives to senior management. nnKey KPIs nnTrade Advance AUM Growth nnDisbursements nnActive Dealers nnDealer Activation Rate nnLimit Utilization % nnRevenue u0026 Profitability nnOEM Program Penetration nnSTP % nnTAT Reduction nnPortfolio Quality u0026 Delinquency nnExperience u0026 Qualification nnMBA/PGDM preferred. nn35 years of experience in Dealer Finance, Trade Finance, Vehicle Finance, or Lending Products. nnRobust experience in Product Management, Program Management, and Sales Enablement. nnPositive understanding of lending technology platforms, dealer ecosystems, and portfolio analytics. .
📌 Product Manager Trade Advance Tw Loan Gurugram
🏢 Home Credit India
📍 Gurugram