Chennai, Tamil Nadu
Job Summary

Role Overview

We are seeking a highly analytical and detail-oriented Credit Strategy Analyst to support validation and assurance of credit decisioning systems. The role focuses on ensuring decision outcomes align with intended credit strategies by analysing data inputs, decision logic, and system outputs across the end-to-end credit lifecycle.

Key Responsibilities

Validate system decision outputs against expected credit strategy behaviour
Perform end-to-end assessment of decision flow (input data to outcome)
Develop and use emulators to replicate decision logic and benchmark outputs
Compare emulator outputs with live decisions to identify discrepancies
Conduct root cause analysis across data, rules, and integration points
Review JSON payloads and decision outputs for accuracy
Translate findings into clear, actionable recommendations
Collaborate with Risk, Data, and Engineering teams to resolve gaps

Essential Skills & Experience

Experience with Credit Risk Decision Systems
Strong understanding of credit risk strategies (especially acquisition)
Experience building/using emulators for decision validation
Strong analytical and structured problem-solving skills
Ability to independently identify root causes
Working knowledge of SAS and Excel
Clear and concise communication skills

Desirable Skills

Experience with JSON in decisioning environments
Understanding of end-to-end credit journeys
Experience in banking or financial services

Key Attributes

Logical and methodical thinker
Comfortable with complex decision logic
Self-driven and proactive

High focus on accuracy and

Key Responsibilities
1. Lead and manage business analysis activities within the organization
2.



Collaborate with stakeholders to gather, analyze, and document business requirements
3. Develop detailed project documentation including user stories, functional specifications, and acceptance criteria
4. Work closely with the development team to ensure that business requirements are accurately translated into technical solutions
5. Facilitate communication between business stakeholders and the project team
6. Conduct workshops, meetings, and presentations to gather requirements and provide project updates
7. Utilize agile methodologies to support project delivery and ensure alignment with business goals
8. Identify areas for process improvement and contribute to the development of best practices in business analysis
Skill Requirements
1. Strong understanding of business analysis principles and practices
2. Proficiency in agile methodology and experience working in agile environments
3. Excellent communication and interpersonal skills to effectively engage with stakeholders at all levels
4. Ability to manage multiple priorities and stakeholders in a fast paced environment
5. Analytical mindset with the ability to translate business requirements into technical solutions
6. Proven track record of delivering successful projects through effective business analysis
7. Strong problem-solving skills and attention to detail
8. Certification in business analysis or agile methodology is a plus
Other Requirements
1.CBAP (Certified Business Analysis Skilled), PMIPBA (PMIProfessional in Business Analysis)
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📌 Lead Agile Business Analyst (India)
🏢 HCLTech
📍 India