Designation: Credit Manager - BFIG (Banking & Financial Institutional Group)
Location: BKC, Mumbai
CTC: As per company norms

Tentative JD:

Key Responsibilities:

- Conduct credit appraisal and underwriting for Banks, NBFCs, HFCs, MFIs, FinTechs, and other Financial Institutions.
- Evaluate financial statements, business models, capital adequacy, asset quality, liquidity, and regulatory compliance.
- Assess fund-based and non-fund-based credit facilities extended to financial institutions.
- Prepare detailed credit notes, risk assessments, and sanction proposals for approval.
- Monitor portfolio performance, covenant compliance, and early warning signals.
- Coordinate with Relationship Managers, Risk, Legal, Operations, and senior credit committees for deal execution.




- Ensure adherence to RBI guidelines and internal credit and risk policies.
- Support annual reviews, renewals, limit enhancements, and portfolio monitoring.

Desired Candidate Profile:

- 5–10 years of experience in Credit Risk/Credit Underwriting for Banks, NBFCs, Financial Institutions, or Wholesale Banking.
- Hands-on experience in evaluating lending proposals for Financial Institution (FI) clients.
- Solid understanding of banking products, financial analysis, RBI regulations, and risk assessment.
- Experience in preparing credit proposals and presenting cases to sanctioning authorities.
- CA, MBA (Finance), CFA, or equivalent qualification preferred.

📌 Kotak Bank/ Credit Manager - NBFC (BFIG)/ Mumbai
🏢 Acura solutions
📍 Mumbai