A Successful Candidate Would Work As a EXL Consultant With a Leading US Financial Service Organization On An Unsecured Portfolio. The Job Will Require The Consultant To Work On

- Analyze customer credit profiles, transaction patterns, and repayment behavior to recommend credit limit adjustments in both proactive and reactive scenarios.
- Credit Line Strategy Development - Create strategies for Initial Line Assignment / Line Management.
- Develop and refine risk models, decision frameworks, and scoring methodologies for credit limit increase decisions.
- Monitor portfolio performance, early warning indicators, and risk trends, escalating concerns as needed.
- Collaborate with cross-functional teams including underwriting, fraud prevention, compliance, and customer experience to implement risk controls and enhance credit policies.
- Design and execute scenario analysis to assess potential risk exposures.
- Ensure adherence to regulatory requirements, responsible lending practices, and internal credit guidelines.
- Support reporting and governance by preparing insights for senior management, audit, and compliance reviews.

📌 Consultant 2 (Gurugram)
🏢 EXL
📍 Gurugram