Team Member –Wholesale Banking Credit Audit Grade: M3/M4
Location: Mumbai
Job Role
Experience in undertaking credit audit for wholesale banking.
- Performing Credit Audits for wholesale banking (working capital as well as term loan products) as per the Risk Based Audit Plan.
- Review of credit due diligence process, documentation, post-sanction conditions review
- Review adherence to internal processes as well as regulatory guidelines
- Identify potential weaknesses in credit risk evaluation, credit monitoring and overall credit related processes, and recommend appropriate corrective actions
- Conducting Independent financial analysis and identify miss outs, if any, in credit assessment notes.
Responsible for:
- Preparation of Business Understanding Document.
- Preparation of audit reports with adequate documentation.
Job Requirements
- CA/MBA qualified or 1 to 5 years’ experience in credit audit (working capital and term loan products) or credit underwriting
- Knowledge about corporate credit analysis for working capital and term loan products, assessment and monitoring, Trade products.; policies, key regulatory requirements.
- Understanding of banking business processes and internal controls related to lending area.