Executive – Treasury & Fund Raising

Reports To: Chief Financial Officer

Location: Chennai, Tamil Nadu (with travel as required)

Employment Type: Full time

Experience: 1–3 years in an NBFC or Bank

About the Company

We are a base-layer NBFC engaged in vehicle finance for rural and semi-urban customers across Tamil Nadu and Puducherry. As we scale our loan book, we are building a dedicated function to manage lender relationships, fundraising data requirements, and covenant compliance to support our growth and diversification of the borrowing mix.

Role Purpose

The role is responsible for end-to-end coordination of the Company's borrowing and fundraising activities — from understanding lender-specific credit and lending parameters, to preparing and presenting data required for due diligence, to managing ongoing investor/lender relationships and covenant compliance post-disbursement. This is a data-intensive, relationship-driven role that sits at the intersection of Finance, Compliance, and Business.

Key Responsibilities

1. Lender & Investor Data Management

- Understand and track the lending parameters, credit policies, and eligibility norms of Banks, NBFCs, Financial Institutions, and other lenders/investors (e.g., ALM norms, leverage caps, asset quality thresholds, ticket size preferences, security/collateral norms).
- Prepare, compile, and maintain MIS and data packs (portfolio quality, disbursement trends, collection efficiency, NPA/DPD buckets, ALM statements, capital adequacy, borrowing mix) as requested by prospective and existing lenders.
- Coordinate with Business, Credit, Finance, and Accounts teams to source accurate and timely data for due diligence and rating exercises.
- Maintain a repository of standard due diligence documents, data room checklists, and lender-specific formats for quick turnaround.

2. Fundraising Support





- Support the CFO in structuring fundraising proposals — Term Loans, Cash Credit/Working Capital, NCDs, Co-lending/Direct Assignment, and other structured debt instruments.
- Assist in preparation of information memorandums, pitch decks, term sheets, and responses to lender queries.
- Track fundraising pipeline — lenders approached, stage of discussion, sanctioned/disbursed amounts, pending documentation, and renewal timelines.
- Liaise with credit rating agencies, if applicable, for rating assignments and surveillance.

3. Loan Covenant Management

- Maintain a master covenant tracker across all lender facilities (financial covenants, reporting covenants, negative covenants, security creation timelines, insurance/documentation covenants).
- Monitor ongoing compliance with sanctioned terms and conditions; flag potential breaches well in advance and coordinate remedial action with CFO/Management.
- Prepare and submit periodic compliance certificates, stock/asset statements, and other post-disbursement reporting as required under loan/facility agreements.
- Coordinate with the Company Secretarial/Legal function for covenant-related documentation, waivers, or consents required from lenders.

4. Investor/Lender Relationship Management

- Act as a single point of contact for day-to-day communication with lenders/investors on data requests, queries, and reporting.
- Organize and support periodic lender review meetings, site visits, and audits.




- Build and maintain long-term relationships with relationship managers/credit teams of existing and prospective lenders to support future fundraising.
- Keep track of the NBFC funding landscape (co-lending partners, DFI/impact funds, NBFC-focused debt funds) relevant to rural vehicle finance.

Required Qualifications & Experience

- Bachelor's/Master's degree in Finance, Commerce, Economics, or related field (MBA Finance/M.Com preferred; CA/CFA/CMA passed or intermediate is a plus but not required at this level).
- 1–3 years of experience in an NBFC or Bank, ideally in Treasury, Credit/Risk, Loan Operations, or a lender/relationship-facing role.
- Exposure to NBFC borrowing operations, co-lending, or working with bank/lender documentation and data requests will be an advantage.
- Basic working familiarity with RBI regulatory concepts applicable to NBFCs (ALM, capital adequacy, exposure norms) is desirable;

Skills & Competencies

- Strong command over Excel/financial modeling and data presentation (PowerPoint).
- High attention to detail and accuracy in data preparation.
- Ability to interpret lender covenant clauses and translate them into trackable compliance items.
- Strong written and verbal communication for engaging with lenders/investors.
- Ability to work cross-functionally with Business, Credit, Accounts, and Legal/Secretarial teams.
- Comfortable working in a lean, fast-paced startup-NBFC environment with evolving processes.

Key Performance Indicators (Suggested)

- Turnaround time for lender data requests.
- Number of new lending relationships established/facilities sanctioned.
- Zero instances of covenant breach going unreported/unmanaged.
- Timeliness of periodic compliance certificate submissions.
- Lender satisfaction / relationship continuity (renewal rates).

Pay: ₹20,000.00 - ₹50,000.00 per month

Benefits:

- Health insurance
- Life insurance
- Provident Fund

Work Location: In person

📌 Executive – Treasury & Fund Raising (India)
🏢 Finergy Transport Finance Company
📍 India