We are seeking an experienced and results-driven qualified to lead the Affordable Home Loans business in a designated region. The ideal candidate will bring in-depth knowledge of the affordable housing finance space, strong team leadership experience, and a consistent track record of driving business growth through direct and indirect sourcing channels. This role requires both strategic thinking and operational execution, with a focus on scaling the business, improving productivity, and maintaining a high-quality loan portfolio.
Key Responsibilities:
Own and drive disbursement targets and overall business growth for Affordable Home Loans within the region.
Lead and manage a team comprising Cluster/Branch Managers, Sales Managers, and on-ground sales staff.
Strengthen and expand the sourcing network via DSAs, connectors, and builder relationships.
Ensure robust portfolio quality by minimizing delinquency and fraud risks.
Collaborate with credit, operations, and collections teams to deliver seamless customer experience.
Continuously monitor sales team performance and implement initiatives to improve productivity.
Conduct training sessions, regular performance reviews, and appraisals for the team.
Ensure strict adherence to compliance, internal policies, and audit standards.
Identify and develop current geographies and sub-markets with high business potential.
Must-Have Qualifications:
Proven track record in Affordable Housing Finance or Home Loans, particularly in the sub-₹30 lakh segment.
Minimum 3–5 years of experience in a regional or team leadership role.
Established DSA and market network within the affordable housing segment.
Clean employment background with no gaps in education or skilled experience.
Strong leadership, planning, analytical, and people management capabilities.
Willingness to travel extensively across the assigned region.
Key Skills:
Affordable Home Loans
Home Loans
Team Leadership
Regional Sales
DSA Management
Channel Development
Credit Assessment & Understanding
Portfolio Quality Management
New Market Expansion
Compliance & Audit
Cross-functional Collaboration
MIS & Performance Reporting