Eligibility Criteria
Educational Qualification
Minimum: Bachelor's Degree in any discipline.
Candidates with qualifications in Marketing, or related fields will be preferred.
Experience
0 to 5 years of experience in NBFC, LAP, secured Loan, Business Loan & Personal Loan
Fresh graduates with robust communication and sales skills can be considered.
Skills Required
Valuable understanding of Loan Against Property (LAP), Secured Lending, Micro Loans, and Retail Lending products.
Excellent communication, negotiation, and relationship management skills.
Ability to achieve sales targets and generate business through field activities.
Knowledge of customer assessment, KYC documentation, and loan processing procedures.
Familiarity with local markets, business communities, and customer acquisition strategies.
Proficiency in MS Office and digital applications.

Key Responsibilities
Generate business for:
Loan Against Property (LAP)
Secured Loans
Micro Loans
Other retail and business loan products offered by the company
Build and maintain relationships with:
Small business owners and entrepreneurs
Traders and shopkeepers
Property owners seeking secured finance
Local influencers and referral partners
DSAs, and channel partners




Conduct field visits to identify and acquire new customers.
Source quality loan applications and ensure completion of required documentation.
Perform preliminary customer assessment and coordinate for field investigations and verifications.
Maintain robust customer relationships to ensure repeat business and referrals.
Coordinate with credit, operations, and collection teams for smooth loan processing and disbursement.
Participate in local marketing activities, customer awareness programs, and business development initiatives.
Ensure compliance with company policies, KYC norms, and regulatory requirements.
Achieve monthly business, disbursement, and portfolio targets.

Preferred Candidate Profile
Resident of the local area or nearby locations.
Experience in Micro Finance, LAP, Secured Lending, Banking, or NBFC sector.
Good understanding of local markets, villages, business establishments, and customer segments.
Strong customer sourcing and relationship-building capabilities.
Familiarity with field investigations, customer assessments, and loan documentation.
Self-motivated, disciplined, and committed to ethical lending practices.
Two-wheeler and valid driving license preferred for field roles.

📌 Home Loan Lap Sales Officer Uttar Pradesh
🏢 CalibeHR
📍 Uttar Pradesh