Specific Responsibilities –

- Underwriting of EML & SME (medical equipment/machinery funding, School funding) cases
- Make optimal use of the Loan Origination System and Loan Management system
- Maintain Credit TAT
- Manage Credit Underwriting as per policy
- Monitor Delinquency and NPA to budgeted levels for the product
- Manage Credit Cost as per approved budgets
- Give feedback to Credit Policy based on experience of underwriting
- Data Slicing/ Analysis and publishing of the reports
- PDD monitoring
- Industry Analysis

Key Performance Indicators –

- TAT
- Portfolio Quality
- Quality of Appraisal
- Cost Management
- Implementation of Processes

Experience – Credit Underwriting Experience of minimum 3-5 years

Technical Competencies –

- Positive, pro-business attitude




- Excellent Analytical skills
- Communication and Presentation skills
- Product knowledge
- Ability to understand asset type and its viability
- Ability to read and understand legal and technical reports and valuations related to properties financed by the company

Personal Attributes –

- Presentation Skills
- Communication Skills
- Analytical Skills
- Sincere
- Liasonsing skills

Mandatory Education Qualification – Chartered Accountant / MBA (Finance) full time only

Job Designation: Branch Credit Manager

Job Location: Indore

📌 Branch Credit Manager (Indore)
🏢 Profectus Capital
📍 Indore