Job Title: Branch Manager

Reporting To: Regional Head

Principal Accountabilities

Business target

- Responsible for achievement of Disbursement targets allotted to the branch on Housing & mortgage Loans and insurance premiums.
- Responsible for the meeting the Weighted Average Yield target allotted to the branch.
- Responsible for Portfolio growth of the branch and retention of existing customers.

Lead generation & management activities

- Monitoring the activities of the Sales Officers at all locations and ensure regular flow of business
- Empanelment of the direct sourcing agents at all locations regularly to ensure steady flow of business from major sourcing channels
- Planning & execution of marketing activities of the locations with a monthly calendar and monitoring the same on a daily basis
- Monitoring productivity of the Sales Officers and ensuring that all of them meet the productivity norms on monthly basis

Business Process flow & Management

- Responsible for housing loan file logins as per the product & policy norms of Aham HFC.




- Location visits to meet the identified customers for appraisal of the loan proposal
- Ensuring proper & complete documentation of housing loan files put up for sanction.
- Management of post sanction documentation i.e. disbursement documentation.
- Ensuring customer satisfaction for all loans sanctioned & disbursed by Aham HFC.

Team recruitment & training

- Responsible for recruitment of sales officers, training them and ensuring the productivity levels as per the norms of the company.

Portfolio Quality Management

- Responsible for management of portfolio quality.
- Responsible for closure of outstanding post disbursal documentation
- Handling chronic / delinquent accounts and initiating appropriate action for regularisation of the loan

Person Profile

Educational Qualification: Under Graduate / Post Graduate.

Experience: 8 Years to 12 Years (Housing Loan Experience is must)

📌 Branch Manager - Salem (India)
🏢 Aham Housing Finance
📍 India