Job Description
Role Summary

We are looking for a highly motivated Risk & Compliance Program Manager to strengthen our risk management framework, ensure regulatory compliance, and support scalable growth across fintech, banking, and payments operations. This role will partner with cross-functional teams to operationalize risk processes, oversee compliance programs, support audits, and build governance infrastructure that aligns with business and regulatory requirements.

Key Responsibilities
Risk Management & Compliance

- Maintain and manage the enterprise risk register.

- Track risk acceptances, mitigation plans, and committee action items.

- Drive issue management, corrective action plans, and control testing activities.

- Ensure ongoing compliance with FinCEN, Nacha, PCI DSS, SOC 2, and other applicable regulations.

- Lead Business Impact Analysis (BIA) and Business Continuity Planning (BCP) initiatives.

Client Due Diligence & Access Controls

- Conduct client onboarding risk assessments and due diligence reviews.

- Manage client questionnaires, contractual risk reviews, and onboarding checkpoints.

- Monitor ACH limits, onboarding conditions, and client-specific compliance obligations.

- Standardize responses to client RFIs and due diligence requests.

- Partner with Security teams to strengthen access control governance and conduct periodic access reviews.

Regulatory Compliance & Policy Management

- Monitor and interpret regulatory changes related to BSA/AML, Nacha, OCC, FFIEC, GLBA, and other industry requirements.

- Translate regulatory requirements into actionable internal processes and controls.

- Ensure policies, procedures, and communications remain aligned with regulatory and client commitments.

- Support continuous improvement of compliance and governance programs.

Product & Operational Risk Governance

- Embed risk assessments into product development and client onboarding workflows.

- Establish and maintain approval thresholds, exception management, and escalation processes.

- Track risk deviations, approvals, and acceptance records.

- Collaborate with Legal, Product, and Operations teams to ensure consistent risk-based decision-making.

Audit & Vendor Risk Management

- Lead audit preparation and readiness activities for SOC 2, PCI DSS, client audits,



and compliance reviews.

- Maintain centralized audit documentation and evidence repositories.

- Coordinate compliance testing, remediation activities, and risk committee reporting.

- Strengthen vendor risk management processes through control assessments and ongoing monitoring.

Governance, Reporting & Infrastructure

- Develop and maintain Key Risk Indicators (KRIs), dashboards, and executive reporting.

- Prepare risk and compliance reports for leadership and board-level stakeholders.

- Partner with Sales Ops and Legal teams to integrate risk controls into Salesforce and contract workflows.

- Design scalable, repeatable governance processes that support organizational growth.

Required Qualifications

- 5 to 8 years of experience in Risk, Compliance, Operations, or Governance roles within Fin Tech, Banking, Payments, or BaaS organizations.

- Strong understanding of regulatory compliance, risk management, vendor risk, audit readiness, and access control frameworks.

- Experience building and scaling risk or compliance programs across multiple business functions.

- Knowledge of:
- BSA/AML

- FinCEN

- Nacha

- PCI DSS

- SOC 2

- OCC

- FFIEC

- GLBA

- Experience with tools such as:

- Power BI

- JIRA

- Service Now

- Salesforce

- Strong analytical, organizational, and stakeholder management skills.

RequirementsPreferred Skills & Attributes

- Strong systems-thinking and process improvement mindset.

- Ability to manage multiple priorities in a fast-paced environment.

- Excellent communication and cross-functional collaboration skills.

- Proactive, resourceful, and results-oriented approach.

- Strong problem-solving and decision-making abilities.

- High level of integrity, accountability, and professionalism.

- Ability to build scalable governance frameworks and operational infrastructure.

Requirements
Experience: 7+ Years Location: Pune Employment Type:



Full‑time Role Overview We are looking for a highly skilled Tech Lead with strong backend expertise in .NET and solid frontend experience in React or Angular. This role requires a blend of hands‑on technical excellence, architectural thinking, and leadership abilities to deliver scalable and high‑performance applications. You will lead development initiatives, mentor engineers, and play a key role in defining technology direction while working closely with cross‑functional teams. Key Responsibilities Lead, guide, and mentor development teams to deliver high‑quality software solutions Design, develop, and architect scalable, secure, and performance‑optimized applications Take ownership of backend systems using .NET and modern frontend frameworks (React / Angular) Drive technical architecture decisions and ensure alignment with business goals Collaborate with Product, QA, Dev Ops, and other stakeholders for seamless delivery Ensure best practices in coding standards, code reviews, testing, and documentation Design and consume RESTful APIs and integrate third‑party services Identify and resolve performance bottlenecks and technical challenges Stay updated with emerging technologies and recommend improvements Explore opportunities to integrate AI/ML or Generative AI capabilities into applications and engineering workflows where applicable Requirements Required Skills & Qualifications 7+ years of overall software development experience Strong expertise in .NET Hands‑on experience with React or Angular Strong experience in building RESTful APIs Solid understanding of SQL and NoSQL databases Cloud experience preferred (Azure; AWS or GCP acceptable) Good knowledge of data structures, algorithms, and system design Experience in leading teams and mentoring developers Excellent communication and stakeholder management skills Preferred Skills Experience working in Agile / Scrum environments Knowledge of CI/CD pipelines and Dev Ops practices Prior experience as a Tech Lead Why Join Us? Opportunity to work on challenging and innovative projects Collaborative, inclusive, and growth‑oriented work culture Strong focus on learning, leadership, and career progression Exposure to contemporary technologies, cloud-native architecture, and AI-driven innovation

📌 Risk & Compliance Program Manager (India)
🏢 incubxperts technoconsulting
📍 India