Job Purpose & Requirements
- Manage Relationships of NPL clients with a view to exit at minimal loss.
- Manage team located at different location for managing NPL clients.
- Coordinate audits/ inspections by statutory auditors, internal auditors, and RBI for NPL accounts.
- Regulatory and internal reporting and all incidental issue relating to same.
- Manage various regulatory enhancement project as mandated by regulator from time to time
- Manage Law Enforcement agencies investigative requirements.

Key Accountabilities
- Coordinating & communicating with clients as well as all internal communication. Undertaking regular monitoring of borrower accounts and maintaining an update on the developments in the respective borrower accounts.
- Initiating legal action under recovery laws. Liaison with the law firms representing DBS in various courts/Tribunals.
- Restructuring/settlement/liquidation of cases under IBC mechanism. Appraising restructuring proposals & scrutinizing relevant documents before proposing/seeking approval from credit,



ensuring compliance with organizational credit policies

Job Duties & responsibilities
- Adhere to the internal and regulatory risk management guidelines. Take control of all reporting requirements internal as well external.
- Develop Recovery Plan for accounts in the portfolio. Heighten portfolio monitoring to preserve the quality of our assets on a continuous basis. Identifying credit risks in restructured accounts and mechanisms to mitigate them. Regular monitoring of the portfolio to identify any risk due to latest events or change in industry dynamics.
- Ensure reviews are completed prior to due date and are error free.
- Ensure timely completion of all regulatory/internal compliance requirements

Required Experience
10 to 15 years of experience in Banking (preferably in SAM role).

Education / Preferred Qualifications
Qualified qualification or post graduate degree, preferably in business, accountancy, economics, finance etc.

📌 Assistant Vice President, Team lead, Special Asset Management, Risk Management Group (Mumbai)
🏢 DBS Bank India
📍 Mumbai