Job Discription

The Credit Analyst will be responsible for appraisal of proposals and willwork closely with the Relationship Manager and Funding Specialists.

Responsibilities

- Responsible for appraisal of SME loans

- Approving the documents and generation of analysis reports based on analysis of the borrower's cash flow statements, tax returns, and other financial information

- Perform and verify system generated detailed financial and ratio analysis, and interpret the financial information to determine credit quality

- Interacting with borrower for any additional information

Requirements

- Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry and competitive analysis and projections

- Proficient in Excel including the use of graphs / charts

- Basic knowledge of credit principles, lending operations, loan research and general credit policies

- Detail oriented team player with ability to work well under pressure and multi-task

- Solid written and verbal communication skills

- Problem recognition and resolution skills

Preferred

- Education Qualification –Inter CA/M. Com/MBA/PGDM – Finance Specialisation

📌 Credit Analyst (India)
🏢 Loanwoan.com
📍 India