Designation: NA

Location: India Maharashtra Thane - GCorp

Organization: Financial Services

Job Description:

Key Result Areas

Supporting Actions

Risk Ownership & Categorization

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Own end?to?end risk assessment for assigned scope
- Ensure accurate customer/merchant risk categorization (Low / Medium / High)
- Review and approve high?risk cases and escalations
- Assess risks related to new products, partnerships, and business models

STR / SAR Identification & Reporting

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Identify suspicious activities requiring STR/SAR filing
- Review and approve STR narratives prepared by team members
- Ensure timely filing of STRs with FIU?IND within regulatory timelines
- Maintain complete documentation and audit trail for STR decisions

Governance & Policy Management

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Implement AML and enterprise risk governance policies
- Ensure adherence to RBI, PMLA, and applicable regulatory guidelines
- Review and update SOPs, control frameworks, and risk assessment methodologies
- Provide inputs to governance forums and risk committees

Regulatory & Audit Readiness

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Support internal audits, external audits, and regulatory inspections
- Respond to regulatory queries and risk?related clarifications
- Track and ensure timely closure of audit and compliance observations
- Maintain documentation in line with regulatory standards

Reporting & MIS

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Prepare and review periodic risk MIS and dashboards
- Track trends related to high?risk categories, STRs, and KRIs
- Provide insights and recommendations to senior management

Stakeholder & Business Engagement

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Partner with business, operations, and compliance teams
- Provide transparent and reasoned risk opinions to support decision?making
- Balance regulatory compliance with business objectives

Process Improvement & Maturity

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Identify process gaps, inefficiencies, and recurring risk themes
- Recommend automation, rule enhancements, and control improvements
- Support UAT and implementation of risk and AML system changes

📌 Senior Financial Crime Analyst (Maharashtra)
🏢 Aditya Birla Group
📍 Maharashtra