We are looking for experienced Credit Managers for our existing and upcoming branches in Maharashtra at Pune, Pimpri-Chinchwad, Aurangabad and Kolhapur.

Responsibilities & Key Deliverables:

- Assessment and recommendation of loan proposals (LAP & unsecured BL)
- Physical meetings with customers, assessment of undocumented income and customer/ business profile.
- Preparation of CAMs, recommending and taking approvals from Sanctioners, and managing all credit related deliverables
- Managing all pre-disbursement activities in Branch including verification of loan documents in compliance with sanction letter and internal policies, managing the assigned tasks in LOS, seeking PDD/ OTC approvals and tracking them to closure, as well as assisting Central Ops team in MIS, returns, reconciliation etc.
- Delivering analytical quality & TAT as per expected standards for all loan proposals
- Engaging with Sales teams, Sanctioners and Central Operations team to drive closure of loan transactions




- Provide relevant & regular inputs for creation / refinement of Credit policy and Operations processes
- Monitor and track the portfolio health & performance and manage portfolio delinquency
- Responsible for managing the risk and credit practices in line with the Risk Policy framework
- Drive and support other miscellaneous initiatives as part of risk / credit / operations/ business from time to time

Required Skills and Experience:

- 3 yrs+ of relevant experience in the NBFC industry (BL/ LAP) including PD experience
- Exposure and understanding of credit practices and products in small ticket business lending (secured and unsecured)
- Should have local market knowledge of key industries, high risk localities and understanding of property papers, acceptable collateral etc.
- Should be conversant with legal documentation for secured and unsecured loans.
- Early joiners will be preferred

📌 Credit & Operations Manager (India)
🏢 Stft Finance
📍 India