Job ID - KFL0182

Posting Date

13 February 2026

Department

Credit-MSME

Vertical

N/A

Expercience

4-10 years

Location

Yevla, Maharashtra, IN

No. of Post

1

Job Description

Kogta Financial (I) Ltd. is urgently looking for dynamic Branch Credit Manager-MSME Loan- at Mumbai (Borivali).

Responsibilities:

- Evaluation of Proposals put up for recommendation / approval as per credit policy.
- Customer visit and discussions to assess the loan requirement.
- Customer business and income assessment.
- Understanding the business thoroughly for self-employed non-professional profiles.
- Ascertaining and Validating the revenue streams and expenditure of the business.
- Should be able to see through the potential risks of the proposal.
- Should have ability to do due diligence without sufficient and formal documents / data.
- Files Checking as per Credit Policy.
- Risk Analysis related to case & Client.
- Maintaining quality of credit information, underwriting standards and presentation.
- PDD and Portfolio Management.
- Facilitate the development of clearly defined and updated policies & procedures for all credit risk management.




- Handling Disbursement officers for process.
- Accuracy of work and timeline adherence.

Qualifications:

- Proven work experience in Credit underwriting of Retail Asset Banking products, services and operations (preferably in private sector, LAP/SME/Mortgages)
- Candidate must have sound exposure of higher ticket size MSME loans.
- Understanding of local business and micro economy
- Keen understanding and focus on risk, controls, compliance and regulatory framework
- Solid analytical & communication skills (written & verbal)
- Preferably CA/ ICWA/ MBA Finance / PG - Commerce)
- Ability to build, coach and mentor high performance oriented teams
- Candidate who can join immediately or on short notice will be highly preferred.
- Candidates with relevant experience will be entertained only.

Interested candidate with relevant experience can share their CV to [email protected] or WhatsApp @ +91-XXXXXXXXXX., [email protected] or WhatsApp @ (phone hidden)

Recruiter Name: Bidit Nath

Recruiter Email: [email protected]

📌 Urgent Required-Branch Credit Manager-MSME Loans- Yevla (Maharashtra)
🏢 Kogta Financial
📍 Maharashtra