- Analyze Balance Sheet, Profit & Loss statements, and other financial reports.
- Prepare bank loan funding proposals, credit appraisal notes, and business profiles.
- Assist in CMA data preparation and loan documentation.
- Evaluate financial performance and support credit assessment for loan proposals.
- Coordinate with internal teams and banks to ensure timely processing of loan applications.
Qualifications:
- Bachelor's Degree in Commerce, Finance, Accounting, Economics, Business Administration, or a related field.
- Basic understanding of financial statement analysis, key financial ratios (Current Ratio, TOL/TNW Ratio, Debt-Equity Ratio, DSCR, PAT/EBITDA/PBT Margins, Cash Accrual,
and Interest Coverage Ratio), and CMA data.
- Proficiency in MS Excel and MS Office.
- Strong analytical and communication skills.
Experience:
- Prior experience in credit analysis, bank loan proposals, or CMA data preparation is preferred but not mandatory.
- Freshers with valuable understanding of finance and accounting are welcome to apply.
- Training will be provided to the right candidate.