Role Summary A seasoned Risk and Compliance skilled responsible for overseeing KYC and AML compliance frameworks transaction monitoring regulatory reporting and proactive risk mitigation Acts as the principal liaison with banks regulators and law enforcement agencies to ensure strict adherence to statutory and regulatory obligations while safeguarding organizational integrity Key ResponsibilitiesKYC AML Compliance Lead end-to-end Customer Due Diligence CDD Enhanced Due Diligence EDD and periodic KYC reviews in line with RBI PMLA and internal compliance policies Ensure timely onboarding and ongoing monitoring of customers merchants partners and vendors Identify assess and mitigate KYC-related risks including high-risk customers PEPs and adverse media cases Maintain and update KYC documentation risk profiles and compliance records Transaction Monitoring Analysis Oversee transaction monitoring systems to detect suspicious unusual or high-risk activities Conduct detailed transaction analysis pattern recognition and behavioral profiling to identify potential money laundering fraud or regulatory breaches Review alerts escalate material risks and recommend corrective or preventive actions Prepare and submit Suspicious Transaction Reports STRs Cash Transaction Reports CTRs and other regulatory filings within prescribed timelines Risk Assessment Control Framework Develop and implement risk assessment methodologies for products customers channels and geographies Establish internal controls compliance checklists and SOPs to strengthen governance and regulatory adherence Support internal and external audits regulatory inspections and compliance reviews ensure timely closure of observations Liaisoning with Banks Regulators Act as the single point of contact for partner banks on compliance escrow operations reconciliations and regulatory queries Handle bank audits compliance clarifications account reviews and issue resolution Coordinate with regulators and respond to notices queries and inspections with accuracy and timeliness Law Enforcement Investigations Liaise with Law Enforcement Agencies LEAs including Police Cyber Cell ED FIU-IND and other statutory authorities Manage information requests account freezes unfreezes and document submissions in compliance with legal mandates Support investigations by providing transaction data audit trails and analytical insights while maintaining confidentiality and data integrity Policy Training Governance Draft review and update AML KYC Risk Management and Compliance Policies Conduct periodic compliance training and awareness programs for internal teams Monitor regulatory changes and ensure timely implementation across business functions Key Skills Competencies Strong expertise in KYC AML PMLA RBI regulations and FIU-IND reporting Advanced transaction analysis and risk assessment capabilities Proven experience in bank liaisoning and regulatory coordination Hands-on exposure to law enforcement handling and investigation support Excellent stakeholder management communication and documentation skills High level of integrity discretion and attention to detail Professional Attributes Analytical and risk-oriented mindset Strong decision-making and escalation judgment Ability to operate under regulatory scrutiny and time-critical situations Leadership capability to guide teams and enforce compliance culture Job Types Full-time Permanent Pay 300 000 00 - 500 000 00 per year Benefits Cell phone reimbursement Work Location In person

📌 Manager - Risk & Compliance (West Bengal)
🏢 UnPay
📍 West Bengal