Skill required Ret Bkg- Credit UW - Banking Operations Designation Banking Operations Specialist Qualifications Any Graduation Years of Experience 7 to 11 years About Accenture Accenture is a global professional services company with leading capabilities in digital cloud and security Combining unmatched experience and specialized skills across more than 40 industries we offer Strategy and Consulting Technology and Operations services and Accenture Song all powered by the world s largest network of Advanced Technology and Intelligent Operations centers Our 784 000 people deliver on the promise of technology and human ingenuity every day serving clients in more than 120 countries We embrace the power of change to create value and shared success for our clients people shareholders partners and communities Visit us at www accenture com What would you do We help clients address quality and productivity issues keep pace with customer expectations navigate regulatory and operational pressures and ensure business sustainability by transforming their banking operations into an agile resilient operating model The Corporate banking Wholesale banking team is responsible for helping clients and organizations processes trade finance transactions by providing superior service delivery to trade customers whilst safeguarding the bank from risks associated with this business Banking operations refer to the various activities and processes conducted by a bank to provide financial services to its customers manage financial transactions and ensure the smooth functioning of its business What are we looking for o Robust hands-on experience in US residential mortgage underwriting o Proficient in reviewing and underwriting Conventional FHA VA and USDA loans o In-depth knowledge of agency guidelines Fannie Mae Freddie Mac FHA VA o Expertise in analyzing credit income assets and liabilities o Skilled in reviewing income calculations W2 self-employed K1 rental income o Strong understanding of DU LPA findings and underwriting conditions o Experience in risk assessment and identifying red flags o Proficient in condition clearing and final underwriting sign-off o Solid knowledge of US mortgage compliance TRID RESPA ECOA HMDA o Ability to handle complex scenarios self-employed borrowers multiple properties o Strong attention to detail with a focus on quality and accuracy o Experience working in onshore-offshore models and night shifts o Capable of meeting TAT SLA and quality benchmarks o Hands-on experience with LOS systems Encompass Calyx Byte etc Strong hands-on experience in US residential mortgage underwriting Roles and Responsibilities o Manage end-to-end US residential mortgage operations origination processing underwriting post-closing o Lead and mentor a team to meet SLA TAT and quality benchmarks o Ensure compliance with US mortgage guidelines Fannie Mae Freddie Mac FHA VA o Oversee loan file reviews documentation accuracy and condition clearance o Handle client communication and stakeholder management onshore offshore o Drive process improvements productivity and cost optimization o Monitor quality metrics conduct audits and support remediation plans o Manage capacity planning shift coverage and workload distribution o Support training onboarding and performance management of team members o Ensure adherence to regulatory and compliance requirements TRID RESPA ECOA o Prepare and present MIS reports dashboards and operational updates o Assist in transition and stabilization of new processes or deals Any Graduation

📌 Banking Operations Specialist (Tamil Nadu)
🏢 Accenture
📍 Tamil Nadu