About Brickwork Ratings Brickwork Ratings BWR is one of India s leading credit rating agencies committed to providing the investment community with products and services needed to make informed investment decisions Established in 2007 Brickwork Ratings a SEBI-registered and RBI-accredited credit rating agency has Canara Bank a leading public sector bank as its promoter and strategic partner BWR is headquartered in Bengaluru and has a pan-India presence The rating team is headed by the analytical prowess of the industry s most experienced credit analysts and bankers BWR offers rating services to Bank Loans NCD Commercial papers Bonds Mutual Funds PPMLDs and Security Receipts BWR s ratings have rated over 100 000 large Corporates Banks Financial Institutions State and local Governments and small businesses BWR provides investors and lenders with timely and in-depth research across structured finance public finance financial institutions project finance and corporate sectors Primary Responsibility The Senior Rating Analyst would conduct end to end rating involving the following primary responsibilities The position is part of the Corporate or Infrastructure Group and the role entails undertaking rating assignments in respect of financial instruments bank loans and other debt products and ensure timely delivery of the same as per the laid down regulatory timelines To independently handle the rating assignments and analyze financial statements factoring quantitative qualitative data points key ratios performance to assess the creditworthiness of the company To prepare rating reports covering the risk assessment with respect to Management Financials Business and Industry benchmarking with peers and key rating considerations Interact with company management auditors bankers and other lenders and visit companies and factories as part of the regular monitoring and data gathering To take ownership of the folio by carrying out regular surveillance monitoring reviews on a quarterly basis material event basis tracking the performance of the companies with respect to macroeconomic changes handling internal and external audit queries Strictly adhere to standard operating procedure regulations policies Mentor and guide junior rating analysts Competency Skills Strong domain knowledge in the credit ratings banking financial services sector with an analytical approach Assessment of the creditworthiness of large and medium businesses in the infrastructure sector Strong analytical and presentation skills to present the facts along with rating recommendations to the rating committees Strong written and oral communication skills in English for report-writing making presentations Ability to structure and write high-quality reports multi-task under tight deadlines Excellent customer communication skills to elicit information ask questions communicate rating decisions and convince stakeholders Positive understanding of accounting standards banking-related financial concepts and robust quantitative and analytical skills Good interpersonal skills and ability to work with the larger team and lead and mentor team members Adept at organizing analyzing and reporting data Skilled in working with details and numbers A strong sense of ethics Educational Qualification Postgraduate in Finance Commerce or Chartered Accountant