Roles and Responsibilities :

- Evaluate and underwrite residential mortgage and consumer loan applications.
- Assess risk and make informed decisions on loan approvals.
- Validate data entry into the Loan Operating System and evaluate documentation.
- Identify potential issues and escalate them to senior management.
- Coach and mentor junior staff members.
- Monitor vendor performance and submit regular reports to management.

Job Requirements :

- Minimum 3 years of experience in loan underwriting or related field.
- Robust knowledge of loan underwriting documentation requirements.
- Proficiency in mortgage operations, including FNMA DU automated underwriting systems.
- Excellent communication and interpersonal skills.
- Detail-oriented with strong organizational, analytical, and decision-making abilities.
- In-depth knowledge of regulatory, investor, and departmental lending policies.
- A two-year degree or equivalent experience is preferred.
- Ability to manage heavy workloads, multitask, and meet deadlines.
- Familiarity with underwriting jumbo loans and government products such as FHA and VA loans.
- Knowledge of CRA products and industry trends.

📌 Underwriter (Telangana)
🏢 Cognizant
📍 Telangana