Job Purpose
“This position is open with Bajaj Finance ltd.”Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organization’s policiesAct with Integrity
Duties and Responsibilities
Area of work:•1) Pre-AcquisitionoA) Batch – Input variables & rules monitoring for Card creation/ Card activation/ Dedupe process. oB) Online – Input variables & rules monitoring for input variables for Insta-Card/ Mobikwik/ DEC card / Card acquisition •2) Post-AcquisitionoA) Batch – Input variables & rules monitoring for Block/Unblock policy, Limit Management oB) Online - Input variables & rules monitoring for Authorization, Fraud queue, •3) Process monitoring and operating issues arising due to new process launch.Work Definition:•Pre-Acquisition:1.Creating exception handling report to automate daily monitoring work through back end reports and SFDC dashboards.2.Input variables & rules monitoring and working with Risk Product team, Risk BIU and IT team to get relevant data flow in EDW tables/ Tableau.•Post-Acquisition:1.Monitor exception reports to monitor policies’ execution/ output/ application.
oWork with IT teams to get relevant backend variables to track project in automated manner. oAdd/ edit exception report periodically. oWork on Ad Hoc Projects / System-Process New Capabilities•Process Monitoring: 1.Own current process launches and continue monitoring support until process is stabilized. 2.Build check at each step of process for better control. Other work areas:1.Support and guide team members to ensure compliance practices, adopt audit compliant documentation practices. 2.Report and fix Operational Risk Issues.3.Ability to identify, assess, monitor, control, mitigate risks in projects implementation. 4.Follow-up on open issues & Business tracker with supporting teams & timely closure5.Ensure continuous improvement/enhancement to systems and platforms by identifying gaps proactively.6.Working closely with team members sharing best practices.
Required Qualifications and Experience
•Post graduate with 4+ years’ experience in Risk or IT domain in lending business with specific experience in retail consumer finance or Cards•Exposure to data & analytics and tools like SQL/SAS is required•Effective analytical, data management and presentation skills.•Effective verbal and written communication skills