Job Description:

- Develop and expand the existing channel network.

- Continuous portfolio assessment to suggest policy interventions to keep the risk levels within acceptable range.

- Implementation of changes in policy and process on relevant platforms. Coordinate with various stakeholders to implement the same.

- Automation and Business Analysis of thepolicies to suit the effective system implementation on the relevant platforms.

- Monitoring and management of portfolio through monthly portfolio analysis.

- To monitor and track Net Credit Losses (NCL)/delinquencies for the respective product.

- Monthly presentation to senior management about the health of the portfolio with recommendations wherever appropriate.

- Competition benchmarking on regular basis to enhance the product suite.

- Portfolio Risk Management.

- Policy Formulation & Maintenance.

- Policy Automation.

- Ensure timely closure of audit queries.

- Portfolio AUM growth as per budgets.

- Portfolio Losses within acceptable levels.

- Early Bounces within acceptable levels.

📌 Sr. Risk Manager - home loan & Education loan - Mumbai
🏢 Acura Solution
📍 Mumbai