Designation: Credit Manager - BFIG (Banking & Financial Institutional Group)

Location: BKC, Mumbai

CTC: As per company norms

Key Responsibilities
Conduct credit appraisal and underwriting for Banks, NBFCs, HFCs, MFIs, FinTechs, and other Financial Institutions.
Evaluate financial statements, business models, capital adequacy, asset quality, liquidity, and regulatory compliance.
Assess fund-based and non-fund-based credit facilities extended to financial institutions.
Prepare detailed credit notes, risk assessments, and sanction proposals for approval.
Monitor portfolio performance, covenant compliance, and early warning signals.
Coordinate with Relationship Managers, Risk, Legal, Operations, and senior credit committees for deal execution.
Ensure adherence to RBI guidelines and internal credit and risk policies.




Support annual reviews, renewals, limit enhancements, and portfolio monitoring.

Desired Candidate Profile
510 years of experience in Credit Risk/Credit Underwriting for Banks, NBFCs, Financial Institutions, or Wholesale Banking.
Hands-on experience in evaluating lending proposals for Financial Institution (FI) clients.
Robust understanding of banking products, financial analysis, RBI regulations, and risk assessment.
Experience in preparing credit proposals and presenting cases to sanctioning authorities.
CA, MBA (Finance), CFA, or equivalent qualification preferred.

📌 Credit Manager Financial Institutions Group, Bkc Mumbai
🏢 Acura solutions
📍 Mumbai