Role Overview:

We are looking for a systematic and analytical skilled for our Merchant
Risk team. This dual-focus role involves conducting end-to-end risk evaluations
including KYC validation, fraud detection, and regulatory adherence while
simultaneously driving technical process enhancements. You will work across
Risk, Operations and Product departments to engineer automated solutions,
intelligent dashboards and decision-support systems that scale our risk
management capabilities.

What You Will Do:
Streamline risk operations by developing APIs, monitoring tools, and
automated workflows in partnership with Product and Technology teams.
Implement real-time tracking systems to bolster internal controls and
regulatory oversight.
Execute comprehensive merchant risk assessments, encompassing KYC checks,
profile audits, and operational analysis.
Monitor transactions to identify fraud markers such as velocity spikes or




brand impersonation, and analyze data to detect unauthorized network entity
setups.
Enforce platform and regulatory compliance by reviewing merchant behavior
against declared business cases.
Escalate and manage high-risk cases requiring immediate disablement or
enhanced due diligence.

What You Will Need:
Bachelor’s degree in Engineering (Computer Science, IT, AI, or related
fields)
Proficiency in any of the Solid programming fundamentals in Java/ JavaScript
Working knowledge of Python and SQL for data handling and automation
Understanding of data structures, system design basics, and APIs
Robust problem-solving and logical thinking skills
Interest in AI/ML/LLM applications in real-world operational systems

📌 Associate Merchant Risk Bellandur (India)
🏢 Cashfree Payments India Private
📍 India