Job DescriptionCredit Manager – Personal Loans NWe are hiring on behalf of a leading NBFC for the position of Credit Manager – Personal Loans. NWe are looking for a detail-oriented and analytical qualified with experience in underwriting unsecured personal loans. The ideal candidate should possess sound credit assessment skills and be capable of making timely and accurate lending decisions while ensuring adherence to company policies and regulatory guidelines. NKey Responsibilitiesn
Evaluate and underwrite unsecured personal loan applications. N
Assess applicants' creditworthiness using financial documents, credit bureau reports, and internal risk parameters. N
Analyze bank statements, income documents, and credit profiles. N
Ensure quality credit decisions while maintaining defined turnaround times (TAT). N
Identify potential fraud risks and ensure compliance with internal policies. N
Work closely with Operations, Sales, and Risk teams to facilitate smooth loan processing. N
Maintain high portfolioquality by applying prudent underwriting standards. N
Stay updated on lendingregulations and industry best practices.
NRequired Qualifications N
Bachelor's degree in Finance, Business, Statistics, Data Analytics, or a related discipline. N
MBA (Finance) or relevant certifications will be an added advantage. N
3–6+ years of experience in underwriting unsecured Personal Loans. N
Experience in a Bank, NBFC, or FinTech organization preferred. N
Hands-on experience with Loan Origination Systems (LOS), Decision Rule Engines (DRE), and digital lending platforms. N
Robust analytical, decision-making, and communication skills. NJob Detailsn
Location: Kolkata N
Work Mode: In office N
Working Days: Monday to Saturday N
Working Hours: Approximately 9:30 AM to 6:00 PM N
Compensation: Up to ₹4.22 LPA NIf you're looking to build your career in the digital lending space, we'd love to hear from you. NApply by sharing your updated resume N#Hiring #HiringNow #CreditManager #PersonalLoans #CreditUnderwriting #CreditRisk #LoanUnderwriting #NBFCJobs #FinTechJobs #BankingJobs #FinanceJobs #KolkataJobs #KolkataHiring