Position Overview

The Asha Home Loan Sales Executive will be responsible for promoting and selling affordable home loan products to customers, focusing on financial inclusion and enabling home ownership for low- and middle-income families. The role requires strong customer engagement, relationship-building, and sales skills to drive loan disbursements while ensuring compliance with company policies.

Key Responsibilities

- Customer Acquisition: Identify and approach potential customers for affordable home loans through field visits, referrals, and local community outreach.
- Loan Sales: Explain product features, eligibility criteria, and advantages of Asha Home Loans to prospective clients.
- Documentation Support: Assist customers in completing loan applications, collecting required documents, and ensuring accuracy.
- Relationship Management: Build long-term trust with customers, housing societies, and local stakeholders.
- Target Achievement: Meet monthly and quarterly sales targets for loan disbursements.
- Compliance: Ensure adherence to company policies, regulatory guidelines, and ethical sales practices.
- Market Intelligence:



Gather insights on competitors, customer needs, and local housing trends to improve sales strategies.

Required Skills & Competencies

- Sales Skills: Strong persuasion and negotiation abilities.
- Communication: Clear and empathetic communication with diverse customer groups.
- Customer Orientation: Ability to understand customer needs and provide suitable loan solutions.
- Local Market Knowledge: Familiarity with housing markets, especially in affordable housing segments.
- Team Collaboration: Work closely with branch staff, credit teams, and operations.

Qualifications

- Minimum graduate degree (any stream).
- 13 years of experience in sales, preferably in banking, housing finance, or microfinance.
- Freshers with strong motivation and communication skills may also be considered.

Work Location

- Field-based role with frequent customer visits.
- Primary location: Local branches and target communities.

Interested candidate can share their CV on -(phone hidden)(Sneha)

📌 Home Loan Sales Executive (Maharashtra)
🏢 Axis Bank
📍 Maharashtra